Our Financing
Synchrony Financing
Use the Synchrony Care Care Credit Card for purchases large and small — from major repairs to everyday needs like gas, auto insurance, parking, car washes, and even rideshares. Accepted at gas stations, auto parts, and service businesses nationwide. See if you Prequalify and get a decision in seconds with no impact to your credit bureau score.
- Easy application process
- Immediate purchasing power
- Instant credit decisions
- No annual fee
- Stress-free financing
- Low monthly payments
- 24/7 online account management
SNAP Financing
At Locke Auto and Diesel Repair in Nappanee, IN we offer Snap Finance to help you access the repairs and upgrades you need, regardless of your credit situation. Whether you have a great credit score, poor credit, or no credit history, Snap Finance provides a straightforward lease-to-own financing option that fits your needs.
With payment plans designed to align with your payday schedule and early payoff options to reduce the cost of ownership, Snap Finance offers a convenient path to approval—even if you’ve faced bankruptcy or have limited credit history. At Locke Auto and Diesel Repair, we’re here to make financing easy so you can get back on the road worry-free!
Wisetack Financing
When unexpected repairs or upgrades come your way, Locke Auto and Diesel Repair in Nappanee, IN, offers an easy solution with Wisetack financing. With just a few quick taps on your phone, you can get approved for the financial support you need in under a minute.
- Fast and hassle-free application
- No hidden fees
- Flexible payment options
- No impact on your credit to check
Rely on Wisetack for quick, reliable financing that gives you control over your financial choices. Get started today and let us help you keep your vehicle running smoothly without the financial stress!
Klarna Financing
At Locke Auto and Diesel Repair in Nappanee, IN, we offer monthly financing options through Klarna, allowing you to pay for your purchase over time. Klarna provides a simple application process and an instant approval decision so you can choose a payment plan that fits your budget.
* Rate ranges from 0.00%–35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.
Affirm Financing
At Locke Auto and Diesel Repair we understand that vehicle repairs can be unexpected and financially challenging. To support our customers, we're pleased to offer flexible financing options through Affirm, allowing you to get the services you need now and pay over time.
Key Benefits of Affirm Financing:
- Flexible Payment Plans: Choose the schedule that fits your budget with term options of 3, 6, or 12 months.
- Transparent Terms: Affirm provides clear, upfront terms with no hidden fees or surprises. You’ll know exactly what you owe from the start.
- Quick and Easy Application: Apply directly from your mobile device or in our shop. The process is simple, and you’ll receive a real-time decision.
- Checking Eligibility: Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
- No Late Fees or Penalties: Affirm does not charge late fees and there are no penalties for paying off your loan early.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
See full terms at affirm.com/disclosures.
Sunbit Financing
Unexpected car repairs don’t have to strain your budget. Sunbit financing allows you to take care of important maintenance and repairs now and pay over time with flexible point-of-sale installment plans. Designed for everyday essential services, Sunbit offers high approval rates and uses a soft credit check during the application process — so applying won’t impact your credit score.
Most customers receive an instant decision at checkout and can choose from a range of payment term options to fit their needs. Applying is quick and simple, and typically requires a valid state-issued ID, a bank-issued debit card, an email address, and a down payment at the time of purchase. With no hidden fees and a smooth approval process, Sunbit helps you keep your vehicle safe and reliable while managing repair costs in a way that works for you.
